Six tools covering every number a homebuyer needs to know — from your first estimate to closing day.
Running your numbers before speaking to a lender gives you negotiating power: you already know your comfortable budget, your true monthly payment, and how much cash you need at closing. Our calculators use the same math lenders use, so there are no surprises.
Mortgage advertisements quote the principal and interest (P&I) payment because it looks smaller. Your true monthly housing cost adds property taxes, homeowner's insurance, and often PMI. On a $400,000 home that difference can be $500–$700/month. Always calculate your full PITI payment before setting your budget.